Timely analysis of the financial news that actually affects your money.
The government is projecting $243,000 from a $1,000 investment. Every major forecasting firm says the number is closer to $20,000, before taxes. The gap comes down to one assumption, and it's one no serious forecaster believes.
RAP launches July 1 — and 7.5 million borrowers have 90 days to pick a plan. The monthly payment difference between RAP and IBR looks trivial. The forgiveness timeline difference is 10 years. There's a catch nobody's explaining.
Nearly 30% of borrowers who defaulted on their student loans in 2025 were current on their payments before the pandemic. They followed every rule — until the system stopped asking them to. Now 7.5 million SAVE borrowers face the same trap: a 90-day clock and auto-enrollment in the worst possible plan if they freeze.
SpaceX called retail investors incredibly supportive — then structured an IPO where early insiders exit and the public absorbs the supply. The $1.77 trillion price tag assumes SpaceX becomes the most valuable entity in human history. Who benefits when the lockup window opens in late July?
One investor requested 1,000 SpaceX shares and received 17. The math on whether those 17 shares were worth celebrating is more interesting than the allocation story.
Goldman Sachs projects $322 billion in AI revenue by 2030 — and Goldman is also the bank getting paid to sell you the stock. Here's what the S-1 actually says, and why the disclosure timeline matters more than the headline numbers.
The most hyped IPO in history requires you to believe SpaceX will out-earn Amazon — twice over — within a decade. Here's the math the excitement doesn't show you.
7.7 million borrowers think defaulting means not paying their student loans. It doesn't — it means paying them with your wages, your tax refund, and a decade of credit damage. The math almost always makes default more expensive than the payment you were avoiding.
